Expect that buying a foreclosed home to be a different experience than buying a typical piece of real estate. Usually there is only one agent involved and the essential piece of paperwork is a pre-approval letter from a lender before he or she will accept the offer. Usually there's not too much room for negotiation reg… read more

It's possible to own a minimum amount of apparel and always look great. You just need to curate your wardrobe with care, creating a base collection of wardrobe essentials that work in many ways and keep you looking and feeling good. To begin: a plain white t-shirt. Obviously, the choices are endless. Then, select a com… read more

If you are traveling to an exotic location, but still want to eat like a local there are certain guidelines to follow that can help you avoid becoming ill. To begin with, wash your hands often – especially before and after a meal – and use soap or carry an antibacterial gel. Be careful to not drink fruit shakes fro… read more

Do you have a pesky concrete slab in front of your house or maybe you don't have outdoor space to put in a garden. In this case, the best solution to add color, light and cheer to your home is potted plants. They add interest and beauty to a space and there are no limits regarding your creativity, use of color or which… read more

The common options for those who are having trouble paying off their student loans is to use student loan forbearance or deferment, which, while both valid financial aid tools, may be an expensive mistake. Though at first these and other programs may seem like a blessing: immediate relief from financial hardship, but n… read more