Deciding to file for bankruptcy is a very serious choice. By entering into bankruptcy a series of federal laws are activated that will allow someone to be unburdened of his or her debts and start again financially with a clean slate. In 2005, it became more complicated to start over again after bankruptcy, this means i… read more

Many people don't even consider college when they find out that the price for private schools is over $100,000 for four years. However, if you are a family with financial need, the price will actually be lower. With Ivy League schools like Harvard tacking on a $45,000 a year price tag, one starts to consider state scho… read more

Adopting a child is not an easy process. It's ironic, especially considering how many needy children there are in the world! However, if you want to adopt it may take several years, that is if you qualify. The choices are private adoption, foreign adoption, open adoption and independent adoption. Each has its own costs… read more

Today children in North America are no the most vaccinated on the Earth. Does this mean they are stronger and healthier or potentially going to be at greater risk to suffer from the negative side effects that vaccines can often have. Today it's considered normal that in the first 18 months of life a child will receive … read more

One of the best ways to teach your children about giving is through helping others, this will help children understand that the holidays are not all about material items that have been bought to please them or others. They will understand it's not about me, but rather us – all together. When a child feels and lives … read more