Virtual banks are the new frontier of managing finances, and because many people do not trust big banks anymore, online banking and banking apps are simply not enough. Puddle is a type of virtual banking that actually involves no bank at all; it is actually a transaction facilitated between friends or at least within a… read more

The common options for those who are having trouble paying off their student loans is to use student loan forbearance or deferment, which, while both valid financial aid tools, may be an expensive mistake. Though at first these and other programs may seem like a blessing: immediate relief from financial hardship, but n… read more

There is an “app” for everything, they say. Applications for smart phones have quickly become crutches for nearly every daily activity imaginable. In addition to apps that are built for convenience and strictly practical purposes, there are also apps that give smart phone users the opportunity to be more creative a… read more

Many people don't even consider college when they find out that the price for private schools is over $100,000 for four years. However, if you are a family with financial need, the price will actually be lower. With Ivy League schools like Harvard tacking on a $45,000 a year price tag, one starts to consider state scho… read more

For those who are knowledgeable about climate change and convinced that it is happening, for those who understand that it's simply a question of science and not politics, the lack of media coverage regarding global warming is absurd. Even more so, the fact that for how the media poses it, global warming is up for debat… read more