If you own a small business in the USA then the risk of serious litigation should be present in your concerns. Several legal issues are quite common in business and will cause owners quite a headache, not to mention it will hurt their bottom line. Here are some of the most common problems: disgruntled employees, harass… read more

The common options for those who are having trouble paying off their student loans is to use student loan forbearance or deferment, which, while both valid financial aid tools, may be an expensive mistake. Though at first these and other programs may seem like a blessing: immediate relief from financial hardship, but n… read more

Work together as a team to raise money for a common community cause! Whatever your fundraising goal or your interests, it's possible to create a tailored project that will bring people together, build community and build funds. There are many tried and trusted ideas for community fundraisers. The pot luck dinner with a… read more

It is now known that water molecules are sensitive to the sounds, vibrations and even thoughts of what or whom is around them. Discovered by Japanese scientist Dr. Masaru Emoto in his studies of how water molecules react to music and other stimulating effects, this is a very interesting topic right now. Emoto claims th… read more

Many people are unfamiliar with the term general merchandise, and yet this is an essential business and consumer term that we should all know. General merchandise is anything that not sold in the Grocery section of the store - that means the general merchandise list would exclude products like alcohol, but it also excl… read more