Many consumers go first to Wal-Mart when they need something from a major retailer. This is because Wal-Mart has eliminated all the competition. Small stores can't compete with a massive retail giant like this offering lower prices. Wal-Mart would say this is good for consumers, however, don't we feel bored by the lac… read more

If you are thinking of going to culinary school, the first thing to do is speak to a professional chef. Chances are they will discourage you and this is a good thing. Why? If you want to make it as a chef you are going to have to pass a huge amount of trials and challenges. Today's star chefs that are seen on TV and el… read more

Most people don't realize it, but many of the clothes we buy new still have the chemicals from the dyes, industrial cleaning agents and other products that are used in the preparation of a garment present in the fabric. That fabric is then in direct contact with our skin - the largest organ in the human body - and we a… read more

One of the best ways to teach your children about giving is through helping others, this will help children understand that the holidays are not all about material items that have been bought to please them or others. They will understand it's not about me, but rather us – all together. When a child feels and lives … read more

The common options for those who are having trouble paying off their student loans is to use student loan forbearance or deferment, which, while both valid financial aid tools, may be an expensive mistake. Though at first these and other programs may seem like a blessing: immediate relief from financial hardship, but n… read more