The common options for those who are having trouble paying off their student loans is to use student loan forbearance or deferment, which, while both valid financial aid tools, may be an expensive mistake. Though at first these and other programs may seem like a blessing: immediate relief from financial hardship, but n… read more

We all know what a big investment having a car is – that's why it's important to know how to maintain it. Through proper and attentive maintenance it's possible to save big time on auto expenses. You'll be safeguarding your car from potential breakdowns, damage or eventually even an accident. At the same time you are… read more

Are you shopping for the four year old girl that has everything? Why not decide on an educational, fun gift that she can use for a long time instead of one of the usual standby "pink" gifts. Sure, it's easier with boys - there's always LEGOs, so make the most of having a choice and check out some of the suggestions bel… read more

Once a cashless society, where physical money is no longer used, seemed impossible, today thanks to credit cards it has become a reality. In the 1970s, in the USA, 80% of Americans didn't have a credit card, today 80% of American do have a credit card. We can all agree that when we have a card and no cash it's a hassle… read more

It's possible to promote your small business without spending a fortune. The trick to good marketing is effective design and phrasing, choosing a target audience, and to change strategies regularly. You want to keep your clients on their toes and aware of what's new in your business. Today the frontier of marketing wit… read more