Expect that buying a foreclosed home to be a different experience than buying a typical piece of real estate. Usually there is only one agent involved and the essential piece of paperwork is a pre-approval letter from a lender before he or she will accept the offer. Usually there's not too much room for negotiation reg… read more

Though owning one's own home is a common lifelong goal, there are several reasons it may be better to rent instead of buying. Once families built their homes, but today it's more common to buy it from someone else. While buying may have financial advantages, when the economy is poor it's renters who benefit the most. T… read more

Deciding to file for bankruptcy is a very serious choice. By entering into bankruptcy a series of federal laws are activated that will allow someone to be unburdened of his or her debts and start again financially with a clean slate. In 2005, it became more complicated to start over again after bankruptcy, this means i… read more

Statistics show that between 30 million and 45 million American kids are active in some form of athletics each year. This may be because in urban environments parents don't feel comfortable letting their kids play outdoors. However, the world of organized sports for kids have changed and grown more competitive. The men… read more

You may have thought that cheese has to be entirely avoided when dieting, however, this is thankfully not the case! Cheese is a great source of protein, minerals, calcium and phosphorus – however it's also a source of saturated fat. Like most good things, cheese is best enjoyed in small quantities! In America we tend… read more